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None of these differences is absolute, of course. Most people including me follow a few of these rules but not others. Or we adhere to certain rules only part of the time. The most successful people I know do all of the things on this list; the least successful people do none of them. That's a lot of words — almost ! And while I do agree with these generalizations, I think it's important to note that they are generalizations. These principles aren't applicable to all people. There are plenty of poor people who have the right mindset but struggle because of external factors.

There are plenty of rich people who do not have these attitudes but have managed to obtain wealth anyhow. For me, the real takeaway from discussions like this is that regardless your circumstances, you can increase the odds that you'll achieve your goals if you model your actions on those of the people you want to emulate.


If you want to be rich, look for common themes in the lives of the wealthy. Do what you can to incorporate them into your own life. If you want to be successful, learn from the lives of successful people. Now I do. In life, there are often default options. Most people live their lives in default mode. They accept the default without question.

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My aim for myself — and for you, the readers of Get Rich Slowly — is to both be aware of the defaults and to question them. A lot of times, however, there are better ways to live. By examining the habits of the wealthy and successful, I think we can all find ways to change direction so we reach a better future. What do you think? From your experience, what are the differences between the rich and the poor? What qualities separate successful money managers from those who remain broke?

Given roughly similar backgrounds, why do some folks build wealth and others struggle to make ends meet?

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How do the rich think differently? What behaviors to the poor and the middle-class have that the rich do not?

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Or is it even possible to create distinctions like this? Does it all just come down to luck? Please keep conversation civil and respectful. No poor shaming — but no rich shaming either. In , J. Over time, he learned how to save and how to invest.

Today, he's managed to reach early retirement! He wants to help you master your money — and your life. No scams. No gimmicks. Just smart money advice to help you reach your goals.


Twitter Facebook. Join 23, subscribers who receive the weekly GRS Insider email newsletter featuring the best of the blog — and beyond. No spam. Unsubscribe at any time. Unfortunate people need to focus on survival therefore obviously will not just take risks to make profit. What causes this? Some people try and fail, but some do make it. Such is life in this world regardless of where you live or where you are in the food chain. In the US you get a chance to try. He worked in fields when he was a child, and now he owns a business that grosses million a year.

Can it be done? Yes and he is proof. Will you do it? I know dozens of millionaires and hundreds of poor men. I swear to you: the general difference is attitude, character, and choices. Anyone who disagrees is ignorant, delusional or both. If you really care about the poor, find a way to teach them everything I just said. Spot on. You will go far. Keep going! When poor people get rich, it is as often as not a stroke of luck or circumstance, not due to any particular action of their own.

Of course there are good choices and bad choices, and good choices can lead to financial stability even at very low income levels. However, they will often not make you rich. Someone could do everything right, arguably, and not become rich. Meanwhile, another person could have several slip-ups and still end up with more money than they know what to do with.

Case in point: some people become millionaires because they win the lottery- but playing the lottery is an arguably terrible financial choices. They are born into money, and given all the privileges they need to retain that status or improve upon it. Poor people are unlikely to ever become rich regardless of what they do. Those that do become rich are the exception rather than the rule. Again, I do like the mindsets these points bring up because they show how even someone will a smaller income can make good choices and maximize their opportunities.

For example, I know several dirt poor immigrants who worked their way up to middle class once they came to the U. Certainly it is true that some poor people have trouble through their cultural background not emphasizing education and so on. I do think this is a problem, and that these people are often unable to follow the simple rules on the lists because of these disadvantages. Based on that evidence, it would seem that most rich people in the US are self-made. Well, belief that when poor people become rich only by a circumstance shows a limiting belief you hold, which is assertion in lack of control over your life.

Not holding this view is very rare in poor people, which, bred in adverse circumstances rarely take charge over their lives and actually take steps to change them. This is why not many poor people get rich. Someone will say… beliefs are beliefs, not facts. But according to psychological research, you will be wrong assuming that a belief will affect your attitude less than actual fact. Believing that you are responsible for your future wealth, health, education changes a great deal. Choice rather than destiny flashes before you.

Make your choice and commit to active pursue of it. The means are: commitment to learning, enthusiasm, motivation, practice, resilience, refinement whenever applicable, all these fall under a category of EFFORT. Build on your successes, learn to cut your losses, get new ideas, learn more. Only independent thinkers get through to no 1.

Thoughtful, motivated and planners will get through to no 2. Hardworking, tenacious, strong willed, positive and the go-getters will go through no 3. It takes intelligence, real strength of character and humility to maintain wealth.

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But not many at the same time. You will now remind me of all the reasons why, but WHY? If you know that society and your upbringing is limiting you, then drop it! It is hard, but because not many of poor people make it there, it puts those who do in minority and advantage for competition. More good news:.

Stop looking for excuses, the governments are not there to make you comfortable and profitable. This is the bare minimum, and if you were born in the bottom of the economical and social pool, you will have to work very hard and dare to be different than those surrounding you to get out of there. Most rich people have grown up with all these things given to them. Rich life has other pitfalls, which poor people don;t know about, every gain comes with a loss.

That gives me some time to research the archives for the post i mentioned earlier. So, yes, those arguing that people do move from poor to rich are correct. It would also be interesting to see what folks though about such ideas in I believe that lower class people get rich once they start to understand the concept of money. They learn that money is accumulated in one of three ways: working a job, investing in a business, or providing a service. Depending on the individuals circumstance and level of neccessary for wealth they will start thinking of ways to make more money.